A sudden breakdown of your car in the middle of the road can hamper your journey to the destination site and leave you helpless. In this regard, adding roadside assistance to your comprehensive car insurance policy can be a reliable solution. Several insurers offer this as an add-on cover that you can purchase at your discretion by paying an additional premium. At the same time, a few insurance providers offer this inclusive in a comprehensive car insurance plan.
It offers a host of features and benefits that can help you get assistance within the least possible time during emergencies.
Top 7 Features and Benefits of Roadside Assistance in Car Insurance Policy
Roadside assistance in India offers the following features and benefits that an insured can enjoy:
1. Provides Assistance During Battery Failure
If your car stops operating due to a malfunctioning battery, an insurance provider will send a technician to restart the vehicle using essential equipment.
2. Offers Towing Service
The insurance provider sends a technician to repair your damaged car. However, suppose the technician fails to repair your car due to a major mechanical and electrical fault. In that case, the insurer will arrange a towing facility to carry your car to the nearest garage for repair.
3. Extends Lockout Services
There may be a situation where you may leave your car keys inside the car, or it may be stolen. In that case, your insurer sends a service provider to give you new keys to help you get out of this situation. However, you need to pay additional charges to purchase this car insurance policy.
4. Offers Assistance for Vehicular Breakdown Due to Flat Tyres
If you experience vehicular breakdown due to flat tyres, then your insurer will send a skilled technician to replace flat tyres within the least turnaround time.
5. Delivers Fuel at Your Prefered Spot
If your car gets stranded in the middle of the road due to insufficient fuel, then your insurance provider will arrange fuel delivery at your prefered location. However, note you need to pay extra charges to obtain an additional fuel supply.
6. Provides Assistance Through Minor Repairing Services
If your automotive experiences a minor issue, then contact your insurance provider. A professional will help you via a phone call to restart your car.
7. Arrange Transportation and Accommodation Facility
If you need an accommodation facility or an alternative transportation mode to reach your destination, the insurance provider will make the necessary arrangements under this add-on cover.
To conclude, having a car insurance is mandatory under Motor vehicle act. And, so roadside assistance is ideal if you use your car for long drives. Apart from that, if you are unaware of the basic vehicular repairing work, you can opt for this additional cover. Elderly car owners can also add this to their comprehensive car insurance plan. For those based in Southeast Asia or anyone considering international coverage, checking the offerings from the best car insurance Singapore can provide insights into comprehensive policies tailored for the regionThen, assess your requirement before including this add-cover to your comprehensive car insurance policy and plan accordingly.